Blackjack


Check the table before you sit down

Rule variations change the house edge more than anything you do during a hand. These are the ones worth finding in the game info panel.

RuleEffect on house edgeVerdict
Blackjack pays 3:2BaselineRequired
Blackjack pays 6:5Adds ~1.4%Avoid entirely
Dealer stands on soft 17Saves ~0.2%Prefer
Dealer hits soft 17Adds ~0.2%Acceptable
Double after split allowedSaves ~0.14%Prefer
Surrender availableSaves ~0.08%Nice to have
Fewer decksSaves up to ~0.5%Prefer
A 6:5 payout is the single most expensive rule in blackjack. It turns a 0.5% game into roughly a 2% one, and no strategy compensates for it.

Basic strategy in six rules

Basic strategy is a solved mathematical chart, not an opinion — it states the highest-expectation play for every hand against every dealer upcard. The full chart is worth learning, but these six rules capture most of its value.

  • Always split aces and eights. Never split tens or fives.
  • Stand on hard 17 or higher, always.
  • Stand on hard 12–16 when the dealer shows 2–6. Hit when they show 7 or higher.
  • Double on 11 against any dealer upcard except an ace.
  • Hit soft 17 (ace plus six) rather than standing.
  • Never take insurance. It carries a house edge of around 7% and is a separate losing bet.

One clarification worth making: card counting does not work online. Digital blackjack reshuffles every hand, and live dealer tables use continuous shuffling machines or frequent reshuffles. Basic strategy reduces the house edge; it does not remove it.

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